Turkey has become incredibly popular with both holiday homeowners and expats over the years. Not only does the country have a rich, ancient and interesting history with an impressive and attractive cultural heritage, but property investors are attracted by the beautiful weather, stunning coastlines, colorful waters and unspoilt locations. Particularly popular locations include Antalya, Bodrum and Fethiye, areas offering modern and state of the art apartments and villas. It is also much easier to buy a home in Turkey than it is in many other European countries, with its fast turnaround being an attractive prospect to investors all over the world. Where can I buy property in Turkey? Foreigners may purchase land and property in Turkey in their own names provided that properties are located in towns, not in villages or rural areas. The property purchased must be located within the boundaries of a municipality or borough. The land or home purchased must also be located outside of military zones.

Property Purchase Procedure

Stage 1

Of course to begin with, you need to find a property that you want to buy. For international investors, Istanbul is a stand-out location, especially those from the Middle East. For our British buyers, buying a holiday home is a lifestyle choice and most tend to look at the country’s coastal areas on the Aegean or Mediterranean Seas. Estates Turkey offers properties in all of the popular coastal resorts such as Fethiye, Dalyan, Kalkan, Antalya, Side and many more. Most people tend to buy a relatively modern property in Turkey and the quality of new-build homes has improved drastically in the past decade. Brand new apartments and villas are available with a more contemporary open plan style, some with beautiful outdoor areas and swimming pools. Whatever kind of property or location you are looking for, Estates Turkey has something for everyone.

Stage 2

Once you have found your dream holiday home, Estates Turkey will draw up a contract with you detailing the agreed terms and conditions of the purchase. This will include the amount of your holding deposit, a date agreed where you will pay a full deposit and the final balance cost of the property. A legal translator appointed by government notary offices will be at present duration of the process so that you fully understand everything.

Stage 3

The legal translator then takes the buyer’s passport(s) to the Notary for translation. This is necessary for security and property location checks. The translation takes a maximum of half an hour, after which the passport(s) will be returned to the buyer.

Stage 4

Local office consultants from Estates Turkey and the buyer will then take the contract to a local solicitor. Your solicitor is responsible for overseeing the applications for the TAPU (title deeds) and the Iskan (habitation licence) as well as dealing with contracts. The Iskan is a technical passport for your real estate which holds information about your property such as

number of floors and indoor infrastructure. The TAPU is an official document that shows property ownership. This document will include the owner’s photo and an official stamp and signature. It is vital that a TAPU is checked for authenticity by making sure that the name on the TAPU matches the seller’s. Your solicitor will check all of this for you as well as making sure that the TAPU does not come with any debts and matches the property in question.

All parties will then sign the contract written up by Estates Turkey, witnessed by the solicitor, the legal translator and one other witness.

Stage 5

On completion of the contract, you will be required to leave a holding deposit to secure the property (Minimum holding deposit accepted is GBP 1,000 or equivalent) Properties at and a date will be set for you to pay a full deposit which is usually 1-2% of the purchase value of the property.

Stage 6

It usually takes about five weeks for the security and property location checks to be made and approved. The first step is military clearance, whereby it is checked that the property you are buying is not situated in a military zone. Once the application has been approved by the Land Registry Office and all other paperwork is in place, you will pay the remaining balance on your property and your solicitor will sign over the deed of the property.

In order to acquire the title of a property, an application has to be submitted to the local Land Registry Office in which the property is situated. After carrying out necessary searches and checks for the above mentioned requirements, the transfer of the title is done by the Land Registry Office. In Turkey, it is legally compulsory for both sides (the seller and the buyer) to be present at the entry in the property register. during the transaction, the proofs or the documents concerning the transfer of the full purchase price into Turkey must be presented to the Land Registry Office.

Stage 7

It is at the point of deed transfer that tall taxes and charges will be paid. You will need to pay a buyer’s fee to Estates Turkey which will be set at 3% of the value of the property. You will also need to pay the purchase tax (stamp duty) which amounts to 4.4% of the assessed value of your property. The assessed value is normally around 60% of the purchase price, so your purchase tax will be 4.4% of 60% of the value of your property. This tax goes to the local municipality (council).

Stage 8

As a new property owner, once the purchase process is complete, you will receive your TAPU (title deed). You will need to register with the local tax office and open a Turkish bank account which is compulsory in order to register a property in Turkey. Once the bank account is opened, you will be given a dedicated tax number and you must register the fact that you now own the property with the local municipality.

Connection Fees, Tax and Insurance

Once you have the keys to your new holiday home, you will need to pay one off connection fees for utilities such as electric, gas and water. You will also be required to purchase

Earthquake insurance. Turkey does experience earthquakes and this insurance is mainly for peace of mind. All new build properties come with an earthquake warranty certificate by developers, but if you are buying a slightly older property, Estates Turkey recommends that you as for one of these certificates.

An annual property tax is collected by the municipalities (equivalent of council tax) at the rate of 0.3% for land and 0.1% for a house. Costs can vary slightly depending on your municipality and in the big cities these figures are double. All properties are subject revaluation every year for tax purposes. If you are buying off-plan, as the buyer you must complete an affidavit and submit this to the municipality for tax purposes within 3 months of completed construction. Estates Turkey are happy to guide you through this process for the first time.

Your acquired property may be resold or rented out and the proceeds may be transferred out of Turkey.

What are the costs of buying property in Turkey?

The following illustrates the one-off costs of purchasing property in Turkey. 

The figures noted here are representative of a property sale of £100,000. All figures are quoted in GBP.

Purchase Tax: 4,000 (generally lower – assessed value not purchase value)

Dask: 100

Buyers Fee: 3,000

Solicitors Fee: 1,000

Notary Fee: 300

Gas & Electricity: 200

Value expert: 150

Total: 8,750

The total purchase cost of your property amounts to approximately 9% of the cost of your new property. However, due to the fact that the purchase tax is generally paid on an assessed value equivalent to 60% of the contract price, the eventual costs are about 7%.

Off Plan Properties

Of the costs above, purchase tax, gas, electricity connection and military application fees are payable upon completion of your property. This means for off-plan purchases, upfront costs are only about GBP 4,000 (4% of your property value) and the remaining is due after the completion of your property, which could be 12 months away. For new build and resale properties, all costs generally are due within 2-3 months of contract.

While the process may seem complicated at a first glance, Estates Turkey will always be more than happy to guide you through the process with the best advice possible.


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How to buy property in Turkey Safety!

When you made a decision to purchase your dream property in Turkey, after you will be introduce your independent knowledge solicitor



Aftersales will take you to one of several banks in Fethiye when you can open a bank account for your future needs. Most of the banks offer internet banking, English web pages and have English speaking staff. It will take approximately 30 minutes and you will need your passport and a driving license or water, electricity bill from UK You will need a tax number to open an account (see under taxation).


All property owners are required to have a tax number which is issued locally. Aftersales will arrange this for you. For more details regarding taxation please contact your Customer Advisor


Once you have taken delivery of your Title Deeds, Aftersales will assist you with insurance cover purchase for your home and contents. The cost will vary according to the size and value of your home and it is advisable to take quotesbefore making a decision. The insurance policy will include building contents and earthquake cover. Health insurance is separate and is issued dependent on age and any prevailing medical conditions.


Water and electricity metres will be installed at your new home after your Title Deeds have been issued. There is a fee to be paid for the connection and the meter installation. This will be approximately £200 but the actual cost will vary according to exchange rates and inflation.

Bills are issued every two months from both utility companies. At present only electricity bills can be paid with automatic bank payments from any bank. Water can be paid automatically through one bank only at present.


All visitors to Turkey must have an entry visa which is £10 (current fee) per person at the point of entry. This visa is multiple entry and valid for only three months. It can only be renewed by leaving the country and re-entering. This can be done in a day by travelling to Rhodes but it is advisable not to do this too often.

The other alternative is to apply for a Residency permit. The permit issued for a minimal of one year to a maximum of five years and can be obtained locally. It will take between 3-8 weeks depending on the method of application. Aftersales will be able to give advice.


Fethiye has a wide variety of shops to suite all budgets and tastes. Aftersales will discuss your requirements prior to your shopping trip and will also advice on quality, value for money and delivery requirements for your property. Everything you need for your new home is available from ultra-modern to classical Turkish…the choice is yours!

You can obtain progress reports and photographs from your regional aftersales office on request.


Estates Turkey is offering a rentals service whereby the company will undertake to offer and manage the rental of property on behalf of owners. If you do not intend to live in your property on a permanent basis then renting your villa or apartment is an excellent way to cover the running expenses of your property and generate a return on your investment.

With our help and expertise, we are able to guide and assist property owners on all aspects of renting out their property. For the use of our services, we charge 40% of the rental money received which is deducted before payment of the net amount to the owners Turkish Bank Accounts.

Our rentals service includes:

Ø Key Holding

Ø Advice on rental prices

Ø Information pack on the area

Ø Collecting deposits and payment

Ø Arranging reservations and bookings

Ø Preparing and completing inventories

Ø attending the property in event of problems

Ø providing a welcome pack for each new arrival

Ø Arranging transfers and handovers for visitors

Ø Arranging cleaning of the property before, during and after the rental periods

if you have any concerns about material which appears on our site, contact via email: info@estatesturkey.com

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